Free prop firm tool
Prop firm profit split calculator
See what you actually take home from a funded account after the profit split, the challenge fee and any add-ons, and how much profit you need just to break even.
Estimates only, before tax and payment fees. Many firms pay from simulated accounts and apply payout caps, minimums and consistency rules. Check your firm's payout terms.
How to use the profit calculator
Enter your account size and your profit split, then your profit as a percentage of the account or a dollar figure. Add what you paid for the challenge and any add-ons or resets, and choose whether the fee is refunded with your first payout. The calculator shows your payout, the firm's share, your net result after costs and the return on what you spent.
The comparison row shows the same profit at 80%, 90% and 100% splits, which helps when a firm sells a higher split as a paid add-on.
The formulas
- Payout = profit × profit split.
- Net after costs = payout − add-ons − the challenge fee (the fee is left out if it is refunded).
- Return on what you paid = net ÷ (fee + add-ons).
- Break-even profit = costs you will not get back ÷ profit split.
You make 8% ($8,000). At an 80% split your payout is $6,400 and the firm keeps $1,600. If you paid a non-refundable $540 fee, you net $5,860, a return of about 1,085% on the fee.
You needed $540 ÷ 0.8 = $675 of profit just to cover the fee. At a 90% split the same $8,000 pays $7,200.
Things that reduce real payouts
- Payout caps per request or per cycle, common on futures funded accounts.
- Consistency rules that delay a payout if one day made too much of your profit.
- Fee refunds that only arrive with a later payout, not the first.
- Failed attempts: if it takes you two tries to pass, count both fees as your cost.
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