My Funded Futures

Verdict: My Funded Futures (MFFU) sells one-time-fee futures evaluations with $0 activation on every plan. Its plan line-up is wide: Builder, Rapid, Rapid EOD, Pro and the static-drawdown Studio accounts. Rapid and Rapid EOD pay daily at a 90/10 split, which is the headline appeal. The weak points are thin per-size pricing and plan pages that contradict themselves in places. Builder and Pro also cap payouts.

Plans and prices

MFFU switched to a one-time payment model for purchases made on or after 25 August 2026. New accounts have no renewal cycle and no monthly rebill. Older subscription accounts keep their existing terms. Every plan has a $0 activation fee.

The official site mostly shows "starting at" prices per plan, not per account size. Here is what MFFU publishes today:

• Builder: starting at $153 list. MFFU's help center confirms $153 for the 50K default plan.
• Rapid: starting at $209 list.
• Rapid EOD: the homepage shows a $225 list starting price, while the Rapid EOD page shows $145 next to the 25K. These conflict, so check checkout.
• Pro: $265 list for the 50K. 100K and 150K prices are not shown.
• Studio: $75 (#003, $5K), $140 (#001, $10K) and $280 (#002, $20K), offered as a limited-time plan.

The Builder 50K help article also lists an add-on version at $125 list with a tighter $1,500 drawdown.

Resets

You can reset an account manually, breached or not. A reset returns the balance to the start and wipes prior gains and losses. MFFU's help center does not list reset prices, so check your dashboard.

Because MFFU does not publish most per-size prices, our rules tables show "Check site" for those sizes. The real price appears at checkout, after any code is applied. One-time pricing also means a slow pass costs nothing extra, unlike a monthly subscription that rebills every 30 days.

For a side-by-side cost view against monthly-subscription firms, see our prop firm comparison.

Evaluation rules

All MFFU evaluations are one step. Profit targets are 6% on Builder, Rapid, Rapid EOD and Pro, and 10% on Studio.

Builder

• Targets: $1,500 / $3,000 / $6,000 / $9,000 (25K to 150K).
• Max loss: $1,000 / $2,000 / $3,000 / $4,500, end-of-day trailing. MFFU's plan page lists an MLL lock level of $100; check how it applies at your stage.
• Daily loss limit: $600 / $1,000 / $1,750 / $2,500. It is a soft limit that pauses trading for the session. It does not fail the account.
• Consistency: none in the evaluation.
• Minimum days: one.
• Contracts: 2/20, 4/40, 6/60 and 9/90 minis/micros.

Rapid

• Targets: $1,500 / $3,000 / $6,000 / $9,000.
• Max loss: $1,000 / $2,000 / $3,000 / $4,500.
• Drawdown type: MFFU's help articles list an end-of-day limit in the evaluation and intraday trailing in Sim Funded. The funded limit locks at $100 above the start.
• Daily loss limit: none.
• Consistency: 50% in the evaluation; none when funded.
• Minimum days: two.

Rapid EOD (25K and 50K)

• Targets: $1,500 and $3,000.
• Max loss: $1,000 and $2,000, end-of-day trailing in evaluation and funded. Funded locks at $100.
• Daily loss limit: none.
• Consistency: 30% in the evaluation; none when funded.
• Minimum days: four.

Pro (50K, 100K, 150K)

• Targets: $3,000 / $6,000 / $9,000.
• Max loss: $2,000 / $3,000 / $4,500, end-of-day trailing. After the first payout it becomes static at the starting balance plus $100.
• Daily loss limit: none.
• Consistency: 50% in the evaluation only.
• Minimum days: two. Contracts: 3/30, 6/60 and 9/90 in the evaluation.

Studio

Studio accounts use a static max loss of 5%: $250, $500 and $1,000 for $5K, $10K and $20K. There is no daily loss limit and no consistency rule, but a daily profit cap applies.

Some MFFU plan pages show two different contract limits for the same size, and list Tier 1 news as both allowed and restricted. On funded accounts, MFFU restricts trading around Tier 1 news. Positions are closed at session end, so no overnight holding. Read the news trading policy before you trade releases.

Funded account and payouts

Rapid and Rapid EOD

• 90/10 split, paid daily.
• Minimum payout $500.
• Buffer before the first payout: drawdown plus $100. That is $1,100, $2,100, $3,100 or $4,600 by size.
• Rapid EOD later payouts need $500 net profit since the last payout on the 50K ($250 on the 25K).

Builder

• 80/20 split, payouts every 48 hours.
• 50% consistency rule on payouts and 2 qualifying days per cycle.
• Minimum payout $250 / $500 / $1,000 / $1,500.
• Maximum per cycle $1,000 / $2,000 / $3,000 / $3,500.
• Buffer $1,100 / $2,100 / $3,100 / $4,600.

Pro

• 80/20 split, bi-weekly payouts.
• First payout unlocks 14 calendar days after your first trade, once the buffer is cleared.
• Minimum payout $1,000 in Sim Funded.
• MFFU's help center caps total Sim Funded payouts at $100,000 per user. Profits above that are forfeited.
• Live transition after three consecutive payouts.

The plan choice is a trade-off between split and safety. Rapid pays 90/10 daily but trails intraday once funded. The floor follows your intraday equity peak, even on open profit you later give back. Rapid EOD keeps the 90/10 daily payouts with an end-of-day limit, at the cost of a 30% evaluation consistency rule and a four-day minimum.

Studio pays 80% with payouts anytime, from a $250 minimum ($100 on #003). Model your buffer and payout timing with our profit calculator.

Platforms

MFFU lists a broad set of platforms across its homepage and How It Works page:

• TradingView
• NinjaTrader
• Tradovate
• Quantower
• DeepChart, Fintevo and Hyperprop

The help center has a dedicated platforms section with setup guides. Markets are futures only.

Who it suits / who should skip

Good fit if you

• Want a one-time fee and $0 activation.
• Want daily payouts at 90/10 on Rapid or Rapid EOD.
• Prefer no daily loss limit (Rapid, Rapid EOD, Pro) or a soft one (Builder).
• Use TradingView, NinjaTrader, Tradovate or Quantower.
• Want a small, static-drawdown Studio account to learn on.

Skip it if you

• Need clear per-size prices before you click checkout.
• Dislike intraday trailing drawdown. Rapid Sim Funded uses it; pick Rapid EOD or Pro instead.
• Want large payouts fast on Builder, which caps each cycle.
• Expect to earn more than $100,000 in Sim Funded payouts on Pro.
• Hold overnight or trade around Tier 1 news on funded accounts.

Discount

MFFU's site shows a 40% discount on any plan with code CLUB. The help center notes the 40% rate is limited to two uses. For example, the Builder 50K drops from $153 to $92. See every current code on our prop firm discounts page.

FAQ

Does My Funded Futures charge an activation fee?

No. MFFU states there are no activation fees on any of its plans.

Is My Funded Futures a monthly subscription?

Not for new accounts. Purchases from 25 August 2026 are one-time payments with no renewals. Earlier subscribers keep their existing billing terms.

Which MFFU plan has end-of-day drawdown?

Builder, Rapid EOD and Pro use end-of-day trailing drawdown. Rapid uses intraday trailing in Sim Funded. Studio uses a static max loss.

How often does MFFU pay out?

Daily on Rapid and Rapid EOD, every 48 hours on Builder, bi-weekly on Pro and anytime on Studio. Each plan's buffer and minimums still apply.

MFFU's plans, prices and rules change often, and some plan pages disagree. Confirm current terms on myfundedfutures.com and its help center before you buy. FundedKings may earn a commission if you buy through our links or use our codes. See our affiliate disclosure. This review is educational, not financial advice. Futures trading involves substantial risk of loss.