FundedNext Stellar Challenge Rules: 1-Step, 2-Step and Lite

FundedNext's Stellar range has three CFD challenges: Stellar 1-Step, Stellar 2-Step and Stellar Lite. All three use a static maximum loss and have no time limit. They differ in targets, loss limits, trading days, payout timing and how the fee is refunded.

This guide sets out each model's rules from FundedNext's own pages and help center, checked on 3 November 2026. Every account size is also listed in our prop firm rules database.

Stellar rules at a glance

Stellar 1-Step

• Profit target: 10%
• Daily loss limit: 3%
• Maximum loss: 6%, static
• Minimum trading days: 2
• Rewards: every 5 business days
• Fee refund: with your 3rd reward

Stellar 2-Step

• Profit target: 8% in Phase 1, 5% in Phase 2
• Daily loss limit: 5%
• Maximum loss: 10%, static
• Minimum trading days: 5 per phase
• Rewards: first after 21 days, then every 14 days
• Fee refund: with your first reward

Stellar Lite

• Profit target: 8% in Phase 1, 4% in Phase 2
• Daily loss limit: 4%
• Maximum loss: 8%, static
• Minimum trading days: 2 per phase on standard plans
• Rewards: first after 10 days, then bi-weekly
• Fee refund: with your 3rd reward

None of the three has a time limit.

Prices (USD, one-time fee)

• Stellar 1-Step: $6K $65.99 · $15K $129.99 · $25K $219.99 · $50K $329.99 · $100K $569.99 · $200K $1,099.99
• Stellar 2-Step: $6K $59.99 · $15K $119.99 · $25K $199.99 · $50K $299.99 · $100K $549.99 · $200K $1,099.99
• Stellar Lite: $5K $32.99 · $10K $59.99 · $25K $139.99 · $50K $229.99 · $100K $399.99 · $200K $798.99

We have no current FundedNext discount listed. Check prop firm discounts for live offers.

How the daily loss limit works

FundedNext's help article on calculating the daily loss limit is worth reading in full. The key points:

• The base is your initial balance. On a $100K Stellar 2-Step, the daily allowance is $5,000 (5% of $100,000). It does not grow when your balance grows.
• Open trades count. The day's loss is closed results plus floating results from open positions. Swaps, commissions and fees count too.
• Same-day profit adds room. If you are up $5,000 on the day, you could lose up to $10,000 from that point before breaching. Profit from earlier days does not add room.
• It resets at 00:00 server time. FundedNext's server runs on GMT+3 during daylight saving time and GMT+2 otherwise.

The midnight trap

FundedNext's own example shows a common breach. You close $2,000 in profit, then hold a trade showing a $6,000 floating loss. Before midnight, your net daily loss is $4,000, which is inside the $5,000 limit.

After midnight, the $2,000 profit belongs to yesterday. The $6,000 floating loss now counts against a new day on its own. That breaches the limit.

The lesson: do not carry large floating losses across the reset. Our daily loss limit guide covers other variants of this rule.

Static maximum loss

On every Stellar model, the maximum loss is based on your initial balance. It does not trail your profits.

• $100K Stellar 1-Step: equity must stay above $94,000 (6%).
• $100K Stellar 2-Step: above $90,000 (10%).
• $100K Stellar Lite: above $92,000 (8%).

A static floor means every dollar of profit adds to your cushion. Compare that with the trailing limits explained in trailing vs static drawdown. Use the drawdown calculator to find your exact floor.

Which Stellar model fits you?

Stellar 1-Step

One 10% target with a 6% maximum loss and 3% daily limit. The loss limits are tight relative to the target. It suits traders with a high win rate and small, controlled losses. The upside is speed: 2 minimum days and rewards every 5 business days.

Stellar 2-Step

The most room for error: 5% daily and 10% maximum loss. You need 13% in total across two phases and at least 5 trading days in each. The fee comes back with your first reward rather than your third.

Stellar Lite

The cheapest entry, from $32.99 for $5K. Targets of 8% and 4% sit between the other two models. Limits are 4% daily and 8% maximum. The trade-off is a refund only with the 3rd reward.

Challenge-phase reward

The 1-Step and 2-Step pages say FundedNext pays 15% of the challenge profit target at the first scale-up. On a $6K 2-Step, the page lists this as $117. Check the Lite page for whether it applies to your model.

Profit split

FundedNext advertises "up to 95%" of the performance reward. Its rules tables list an 80% base share on the 2-Step and Lite. Our research indicates the higher split requires a paid add-on. Check the split shown at checkout for the model and add-ons you choose.

Trading rules: news, weekends, EAs, leverage

• News trading: allowed in the challenge and on the funded account. Funded rules list a 40% figure for news-trading profit, so read FundedNext's news terms before relying on news trades.
• Weekend holding: allowed in the challenge and on the funded account.
• EAs: allowed only on MT4 and MT5 accounts under $50,000, with an extra EA fee. Accounts of $50,000 and above must trade manually, including tools that only set SL, TP or lot size. No EAs on cTrader or Match-Trader. See the EA article.
• Leverage: forex 1:30, indices 1:10, commodities 1:15 (1:10 on Lite), crypto 1:1, stocks 1:2.
• Platforms: MT4, MT5, cTrader and Match-Trader.

A worked example: $100K Stellar 2-Step

Here is how the numbers look on one account, using the rules above.

• Phase 1 target: $8,000 profit, so a balance of $108,000.
• Phase 2 target: $5,000 profit on a fresh $100,000 balance.
• Daily allowance: $5,000, plus any profit made the same day.
• Floor: $90,000 equity in both phases.
• Minimum time: 5 trading days per phase, so at least 10 in total.

A trader risking 0.5% ($500) per trade would need about 10 losing trades in one day to reach the daily limit. That is a deliberately conservative pace, and there is no clock forcing you to go faster. The position size calculator converts that dollar risk into lots for your stop distance.

Downsides to weigh

• The daily limit is measured on equity, including open trades, swaps and fees.
• Stellar 1-Step's 6% maximum loss leaves little room against a 10% target.
• 1-Step and Lite fees are refunded only with the 3rd reward.
• EAs cost extra and are banned on $50K+ accounts.
• Marketing headlines (95%) and rules tables (80%) differ, so read the fine print.

For our full verdict, see the FundedNext review. Weighing it against FTMO? Read FTMO vs FundedNext.

Rules and prices were checked against FundedNext's official pages on 3 November 2026 and can change. Confirm current terms on fundednext.com before you buy. Examples are illustrative. This is educational content, not financial advice; trading involves risk.