FTMO vs My Funded Futures: Forex/CFD vs Futures Compared

FTMO and My Funded Futures (MFFU) serve different markets. FTMO's Challenges are built for forex and CFD traders. MFFU sells futures evaluations on CME products. Decide which market you want before you compare rules. All prices and rules below were checked on each firm's official pages on 3 November 2026.

Choose your market first

CFD accounts at FTMO give percentage limits and allow holding through the night during the evaluation. Futures accounts at MFFU give dollar limits and close you out each afternoon. If you are unsure which fits, read our guide to forex vs futures prop firms.

FTMO also now runs FTMO Futures, a separate futures program. Its comparison table lists Growth and Pro plans from $119 and $139 a month, billed as a subscription, with no activation fee. See FTMO launches FTMO Futures for the details. This article compares FTMO's CFD Challenges with MFFU.

At a glance

FTMO

• Market: forex, indices, commodities, stocks and crypto CFDs.
• Programs: 1-Step and 2-Step Challenges, 10K to 200K.
• Billing: one-time fee in EUR.
• Drawdown: static (2-Step) or end-of-day trailing (1-Step).
• Split: 80% to 90%.

My Funded Futures

• Market: CME futures.
• Plans: Builder, Rapid, Rapid EOD, Pro and the small static Studio plans.
• Billing: one-time fee in USD, $0 activation.
• Drawdown: end-of-day trailing on most plans, intraday on Rapid, static on Studio.
• Split: 80% or 90%, depending on the plan.

Prices

FTMO (one-time, EUR)

Per our rules database, verified against FTMO's site:

• 2-Step: €89 (10K), €250 (25K), €345 (50K), €540 (100K), €1,080 (200K).
• 1-Step: €79 (10K), €199 (25K), €319 (50K), €499 (100K), €999 (200K).

FTMO says it charges no recurring fees. The 2-Step fee comes back with your first reward request; other fees are non-refundable. Its homepage was advertising 19% off the 100K Challenge.

My Funded Futures (one-time, USD)

MFFU's homepage lists these 50K prices:

• Builder: $153.
• Rapid: $209.
• Rapid EOD: $225.
• Pro: $265.

The homepage also shows lower prices ($92, $125, $135 and $159) that reflect a current promotion. It advertises code CLUB for 40% off any plan, and a banner offering new users 50% off a first evaluation. Codes change, so check at checkout. MFFU says there is no activation fee and no renewal, and evaluation fees are non-refundable.

Profit targets and loss limits

FTMO

From FTMO's trading objectives:

• 2-Step: 10% then 5% targets, 5% Max Daily Loss, 10% Max Loss, 4 minimum trading days.
• 1-Step: 10% target, 3% Max Daily Loss, 10% Max Loss, and a 50% best-day rule for orders from 12 October 2026.
• No time limit on either.

My Funded Futures (50K)

• Target: $3,000 on every 50K plan.
• Max drawdown: $2,000 on Rapid, Rapid EOD and Pro. The homepage shows "$1.5K or $2K" for Builder; our rules database lists $2,000 at 50K.
• Daily loss: per our rules database, $1,000 on Builder and none on Rapid, Rapid EOD or Pro.
• Consistency: 50% on Builder. None on Rapid, Rapid EOD or Pro.
• Fastest pass: 1 day on Builder, 2 on Rapid and Pro, 4 on Rapid EOD, per the homepage.

What this means: MFFU's 50K gives $2,000 of room for a $3,000 target. FTMO's 2-Step gives 10% of room for a 10% first-phase target. FTMO's limits are wider in relative terms, but its accounts cost more.

Drawdown type

• FTMO 2-Step: static 10% floor.
• FTMO 1-Step: trails your highest end-of-day balance.
• MFFU Builder, Rapid EOD and Pro: end-of-day trailing.
• MFFU Rapid: labelled intraday on the homepage. Per our rules database, the evaluation limit is end-of-day and it becomes intraday trailing once Sim Funded.
• MFFU Studio: a static max loss of $250, $500 or $1,000.

Intraday trailing counts open profit, so a winning trade that reverses can tighten your floor. Our guide to end-of-day vs intraday trailing drawdown covers the difference.

Payouts and profit split

FTMO

• 90% on 1-Step. 80% by default on 2-Step, rising to 90% under its Scaling Plan or Premium Programme.
• First claim from day 14 after your first funded trade.
• Rewards typically sent 1 to 2 business days after invoice approval, per FTMO's withdrawal FAQ.

My Funded Futures

From MFFU's payout policy:

• Rapid: 90% split, daily payouts, first payout eligible 24 hours after your first trade. $500 minimum after a $2,100 buffer on 50K.
• Builder: 80% split, up to $2,000 per request on 50K, $500 minimum.
• Pro: 80% split, a request every 14 calendar days, $1,000 minimum.
• Speed: usually instant, or 6 to 12 business hours if manual review is needed.

Platforms and instruments

• FTMO: MT4, MT5, cTrader and TradingView, per its platforms FAQ. Any instrument on your platform, from forex pairs to stock CFDs.
• MFFU: NinjaTrader, Tradovate, TradingView, Quantower, Hyperprop, Volumetrica, DeepChart and ATAS, per its platforms article. CME futures only.

Trading restrictions

FTMO

• No news or weekend limits during the Challenge and Verification.
• Funded Standard accounts block orders 2 minutes either side of selected news and bar holding through breaks over 2 hours.
• The Swing account removes both limits. EAs are allowed.

My Funded Futures

• Trading opens at 6:00 PM EST. Open positions are closed automatically at 4:10 PM EST.
• On holiday half-days, you must close positions yourself.
• Rapid and Pro Sim Funded accounts can't trade Tier 1 news such as FOMC, CPI and the jobs report. Evaluations and Builder can.

Downsides of each

FTMO

• Higher fees, priced in EUR.
• 1-Step fee is non-refundable and its floor trails.
• 80% default split on the 2-Step.
• Funded Standard accounts restrict news and weekend holding.

My Funded Futures

• Five plan types with different rules, and some plan pages contradict each other, per our review.
• Rapid funded accounts use intraday trailing drawdown.
• Builder and Pro pay 80% and have caps or waiting periods.
• No overnight holding, and fees are non-refundable.

Who each suits

• FTMO may suit you if you trade forex or CFDs, want room to hold positions, and prefer a static drawdown with a refundable 2-Step fee.
• MFFU may suit you if you day-trade futures, want a low one-time fee with no activation charge, and value daily payouts on Rapid.

Read our full FTMO review and My Funded Futures review for more.

Verdict

This comes down to market. FTMO is the more established choice for CFD traders and gives wider limits, at a higher price in euros. MFFU is cheaper and pays fast on Rapid, but its 50K drawdown is tight and its plans need careful reading. Futures traders who prefer the FTMO brand should compare FTMO Futures too.

Common questions

Is My Funded Futures cheaper than FTMO?

Yes, on headline price. MFFU's 50K Builder lists at $153, before any code. FTMO's 2-Step 50K costs €345, refunded with your first reward.

Does either charge an activation fee?

No. MFFU lists $0 activation on every plan. FTMO charges only the one-time Challenge fee.

Which pays out faster?

MFFU Rapid allows daily requests from 24 hours after your first trade. FTMO's first claim opens on day 14.

Can I trade futures with FTMO?

Only through FTMO Futures, a separate subscription program. The CFD Challenges don't offer futures contracts.

Related reading

• My Funded Futures Plans Compared: Builder, Rapid and Pro
• How to Pass the FTMO Challenge: A Rule-Based Plan
• Topstep vs My Funded Futures
• FTMO vs Topstep: Forex/CFD vs Futures Compared

Prices and rules were checked on FTMO's and My Funded Futures' official sites on 3 November 2026 and can change. Confirm current terms on each firm's site before you buy. FundedKings may earn a commission if you buy through links on this page, at no extra cost to you. See our affiliate disclosure. This is educational content, not financial advice. Trading involves risk.