My Funded Futures vs Take Profit Trader

My Funded Futures (MFFU) and Take Profit Trader (TPT) are both US futures prop firms. Neither offers forex or CFD challenges; if that's what you trade, read forex vs futures prop firms first. The main split between them is billing. MFFU charges one-time fees with no activation fee. TPT bills its Test monthly and adds a one-time PRO fee. Prices and rules were checked on each firm's official site on 3 November 2026.

At a glance

My Funded Futures

• Plans: Builder, Rapid, Rapid EOD, Pro and Studio.
• Sizes: $5K to $20K (Studio); 25K to 150K (other plans).
• Billing: one-time, $0 activation.
• Entry price: $75 (Studio #003).
• Drawdown: end-of-day trailing on most evaluations; static on Studio.
• Split: 80/20 or 90/10 by plan.

Take Profit Trader

• Program: a one-step Test, then PRO and PRO+ funded accounts.
• Sizes: 25K, 50K, 75K, 100K, 150K.
• Billing: monthly Test subscription, plus $130 at PRO activation.
• Entry price: $150 a month (25K), per our rules database.
• Drawdown: end-of-day trailing in the Test.
• Split: 80/20 (PRO) or 90/10 (PRO+).

Prices

My Funded Futures (one-time list prices)

• 50K: Builder $153, Rapid $209, Rapid EOD $225, Pro $265, per the homepage. Official site.
• Builder add-on: $125 for a $1,500 max loss instead of $2,000.
• Studio: $75 ($5K), $140 ($10K), $280 ($20K).
• Other sizes, per our rules database: Builder $105 (25K) to $398 (150K); Rapid $145 to $463; Pro $401 (100K) and $557 (150K).
• Deal: code CLUB takes 40% off any plan, per the homepage. New customers are also offered 50% off a first evaluation.

Take Profit Trader (monthly)

• Per our rules database: $150 (25K), $170 (50K), $245 (75K), $330 (100K), $360 (150K).
• The homepage FAQ caps the cost of a failed Test at $360.
• Deal: code NOFEE50 gives 50% off for life and no PRO activation fee, as a limited-time Early Black Friday offer. Official offer page.

Cost at 50K

• MFFU Builder: $153 once, or about $92 with CLUB.
• TPT, pass in month 1 at list price: $170 + $130 = $300.
• TPT with NOFEE50, pass in month 1: about $85, with no activation fee.
• TPT with NOFEE50, pass in month 3: about $255.

What this means: with both codes, TPT is cheaper only for fast passes. MFFU's fee doesn't grow with time. Codes change, so confirm prices at checkout.

Profit targets and loss limits

My Funded Futures (50K)

• Builder: $3,000 target, $1,000 daily loss (a soft pause), $2,000 max loss, 1 minimum day, no evaluation consistency rule. Official Builder guide.
• Rapid: $3,000 target, no daily loss, $2,000 max loss, 2 minimum days, 50% consistency in the evaluation. Official Rapid guide.
• Rapid EOD: same target and max loss, 4 minimum days, 30% consistency per our rules database.
• Pro: same target and max loss, 2 minimum days.
• Studio: 10% target, static 5% max loss, no daily loss, no consistency rule, micros only. Official Studio guide.

Take Profit Trader Test (50K)

• Target: $3,000.
• Max drawdown: $2,000, end-of-day trailing. Official drawdown rule.
• Daily loss: none, per our rules database.
• Minimum days: 3.
• Consistency: no day above 50% of net profit. A breach raises the target rather than failing the account. Official consistency rule.
• Position limit: 6 contracts or 60 micros.

At 50K, the target and max loss match. MFFU Builder can pass in one day; TPT needs at least three.

Drawdown type

Both firms trail the max loss at end of day during the evaluation. TPT's floor stops at the starting balance. The difference shows up once funded.

• MFFU Rapid funded: intraday trailing from the equity high, locking at $100.
• MFFU Builder, Rapid EOD and Pro funded: end-of-day trailing.
• MFFU Studio: static throughout.
• TPT PRO: intraday trailing, per our rules database.
• TPT PRO+: end-of-day.

Intraday trailing follows open profit, so a winning trade that reverses can tighten your floor. Our guide to end-of-day vs intraday trailing drawdown walks through examples.

Payouts and splits

My Funded Futures

• Rapid and Rapid EOD: 90/10, daily, $500 minimum, $2,100 buffer on 50K, no funded consistency rule. Official payout policy.
• Builder: 80/20, first request 48 hours after your first trade, $2,000 cap per cycle, 50% consistency on sim payouts.
• Pro: 80/20, one request every 14 days, $1,000 minimum.
• Studio: 80/20 sim funded, 90/10 live.

Take Profit Trader

• PRO: 80/20, withdrawals from day one, no maximum amount, buffer required.
• PRO+: 90/10, no buffer requirement.
• Daily payouts typically arrive within one business day, per TPT's FAQ.

What this means: both firms offer daily payouts. MFFU Rapid pays 90% from the start; TPT pays 90% only on PRO+.

Platforms and instruments

• MFFU: Quantower, DeepChart, Tradovate and Hyperprop on its homepage. Per our rules database, NinjaTrader and TradingView are also supported.
• TPT: NinjaTrader, TradingView and Tradovate (CQG), plus R|Trader, Quantower and MotiveWave (Rithmic). TPT says it supports over 15 platforms.
• Instruments: both trade futures on CME, CBOT, NYMEX and COMEX. Neither offers stocks, crypto or CFDs.

Trading restrictions

My Funded Futures

• Positions must close by the session end.
• News is allowed in evaluations. Rapid and Pro sim funded accounts can't trade T1 news, with a 2-minute no-position window. Official news policy.
• Builder sim accounts close after 7 days without a trade.

Take Profit Trader

• No overnight holding.
• PRO and PRO+ must be flat 1 minute before and after FOMC, NFP and CPI, per our rules database.
• Check TPT's rules before using bots or trade copiers.

Who each suits

• Patient or budget traders: MFFU, as the fee never rebills.
• One-day passers: MFFU Builder.
• Small accounts with a fixed floor: MFFU Studio.
• Traders who want the widest platform list: TPT, with over 15 platforms.
• Rithmic, R|Trader or MotiveWave users: TPT.
• Traders who pass fast and use NOFEE50: TPT can cost less.

Downsides

• MFFU: five plan types to compare, intraday trailing on funded Rapid, and caps on Builder.
• TPT: monthly billing, an 80% split and intraday trailing on PRO, and funded news blackouts.

Verdict

MFFU is the more predictable cost, with one fee, $0 activation and daily 90/10 payouts on Rapid. TPT suits traders who pass quickly and want withdrawals from day one with no stated maximum. Read the full My Funded Futures review and Take Profit Trader review, or compare others on our comparison page.

Common questions

Which is cheaper?

MFFU for most traders, since its fee is one-time. TPT can be cheaper if you pass in the first month with NOFEE50.

Do either charge an activation fee?

MFFU charges none. TPT charges $130 once at PRO, waived under the current NOFEE50 offer.

Which has no daily loss limit?

TPT's Test, per our rules database, and MFFU's Rapid, Rapid EOD, Pro and Studio plans. MFFU Builder has a soft daily pause.

Can I hold overnight at either?

No. Both require you to be flat by the session close.

Related reading

• My Funded Futures plans compared
• Take Profit Trader rules explained
• Prop firm activation fees explained
• Futures contract limits and micros

Prices and rules were checked on each firm's official site on 3 November 2026. Confirm current terms on the firm's site before you buy. This is educational content, not financial advice; trading involves risk. FundedKings may earn a commission when you buy through our links, at no extra cost to you. See our affiliate disclosure.