The5ers vs My Funded Futures

The5ers and My Funded Futures (MFFU) are not direct rivals for most traders. The5ers is mainly a forex and CFD firm on MT5. MFFU sells evaluations on US exchange-listed futures only. The5ers now runs a separate futures program as well, so futures traders have two options to weigh. Our guide to forex vs futures prop firms covers the market choice first. Everything below was checked on each firm's official site on 3 November 2026.

At a glance

The5ers

• Market: forex and CFDs, plus a newer futures program.
• Programs: High Stakes, a $100K 2-Step plan, 1-Step, Hyper Growth, Bootcamp and Futures.
• Entry price: $52 (Hyper Growth $5K).
• Time limit: none, but accounts expire after 30 days without activity.
• Split: 75% to 80% to start, up to 100% via scaling on some programs.

My Funded Futures

• Market: futures on CME, CBOT, NYMEX and COMEX.
• Plans: Builder, Rapid, Rapid EOD, Pro and the Studio plans.
• Entry price: $75 (Studio #003, $5K), one-time.
• Activation: $0 on every plan.
• Split: 80/20 or 90/10, depending on the plan.

Prices

The5ers (USD, one-time)

• $100K 2-Step plan: $149 (10/5 targets) or $179 (8/5).
• $200K 2-Step: $249 (10/5) or $279 (8/5), marked "Limited Time Only". Official Summer Plan.
• $100K 1-Step: $249 on the Summer Plan page, but $179 in the homepage table. Check at checkout.
• Hyper Growth: $52. Bootcamp: $22 plus $50 later.
• Futures: a $59 price is shown, refunded on the third payout. The page doesn't tie it clearly to one size.

My Funded Futures (one-time, list prices)

• Builder 50K: $153, or $125 with the $1,500 max-loss add-on. Official Builder guide.
• Rapid 50K: $209. Rapid EOD 50K: $225. Pro 50K: $265.
• Studio: $75 ($5K), $140 ($10K), $280 ($20K).
• Other sizes, per our rules database: Builder $105 to $398, Rapid $145 to $463, Pro $401 to $557.

Current deal: MFFU's homepage advertises 40% off any plan with code CLUB. It also offers new customers 50% off a first evaluation. Codes change, so check at checkout. The5ers' site showed promotional plan prices but no discount code.

Profit targets and loss limits

The5ers

• High Stakes: 10% then 5% targets, 5% daily loss, 10% max loss, 3 profitable days per step. Official rules.
• $100K 2-Step plan: 3% daily loss from the prior day's higher of balance or equity, 10% max loss from the initial balance.
• 1-Step and Hyper Growth: 10% target, 3% daily loss, 6% max loss.
• Futures: 6% target, 4% end-of-day max loss, 40% consistency per position, 2 minis or 20 micros. Official futures page.

My Funded Futures (50K)

• Builder: $3,000 target, $1,000 daily loss (a soft pause), $2,000 max loss, 1 minimum day, no evaluation consistency rule, 4 minis or 40 micros.
• Rapid: $3,000 target, no daily loss, $2,000 max loss, 2 minimum days, 50% consistency in the evaluation, 5 minis or 50 micros. Official Rapid guide.
• Rapid EOD and Pro: $3,000 target, no daily loss, $2,000 max loss. Rapid EOD needs 4 days; Pro needs 2.
• Studio: 10% target, a static 5% max loss, no daily loss, no consistency rule and no minimum days. Official Studio guide.

Drawdown type

The5ers' 2-Step CFD plans use a max loss measured from the initial balance, so the floor stays put. The5ers Futures measures its 4% max loss at end of day.

MFFU uses an end-of-day trailing max loss on Builder, Rapid EOD and Pro, and in the Rapid evaluation. Funded Rapid accounts switch to an intraday trailing max loss from the equity high, which locks at $100. Studio is the exception: its static floor never moves.

What this means: if you want a floor that doesn't follow your profits, look at The5ers' 2-Step plans or MFFU Studio. Our guide to end-of-day vs intraday trailing drawdown explains the Rapid switch.

Payouts and splits

The5ers

• Bi-weekly payouts after reaching the Pro stage.
• High Stakes: 80% split rising to 100% with scaling; $3,000 cap on 50K, $4,000 on 100K.
• $100K 2-Step and 1-Step: 75/25, $250 minimum, $2,000 cap per cycle.
• $200K plans: 80/20, $3,000 cap per cycle, no scaling.

My Funded Futures

• Rapid and Rapid EOD: 90/10, daily payouts, $500 minimum, no consistency rule once funded. Official payout policy.
• Builder: 80/20, first request 48 hours after your first trade, $2,000 cap per cycle, 50% consistency on sim payouts.
• Pro: 80/20, one request every 14 days, $1,000 minimum.
• Studio: 80/20 sim funded, 90/10 live, $100 or $250 minimum.

Plan your withdrawals with our profit calculator.

Platforms and instruments

• The5ers: MT5 on its CFD program pages. Per our rules database, cTrader and TradingView are also offered. Futures evaluations run on BlackArrow.
• The5ers instruments: FX, metals, indices, oil and crypto CFDs; futures on the separate program.
• MFFU: its homepage lists Quantower, DeepChart, Tradovate and Hyperprop. Per our rules database, NinjaTrader and TradingView are also supported.
• MFFU instruments: standardized US exchange futures only. Equities, crypto and CFDs are prohibited.

Trading restrictions

The5ers

• High Stakes bars trading moves within 2 minutes of high-impact news.
• CFD positions can be held overnight and over weekends.
• Futures Day Trade positions must close 10 minutes before market close; Swing bans weekend holding.

My Funded Futures

• Positions must close by the end of the session.
• News trading is allowed in evaluations. Rapid and Pro sim funded accounts can't trade T1 news such as FOMC, the employment report and CPI. Official news policy.
• A 2-minute no-position window applies around those releases.
• Builder sim accounts close after 7 calendar days without a trade.

Who each suits

The5ers suits

• Forex, metals and index CFD traders who hold for days.
• Traders who want a fixed floor and a long scaling path.
• Budget traders testing the waters with Hyper Growth or Bootcamp.

My Funded Futures suits

• Intraday futures traders who want one target and one fee.
• Traders who want daily payouts at 90/10 (Rapid).
• Small-account futures traders, via Studio's static drawdown.

Downsides

• The5ers: conflicting prices across official pages, payout caps and a 30-day inactivity expiry.
• MFFU: five plan types to compare, intraday trailing on funded Rapid, and 80/20 with caps on Builder and Pro.

Verdict

For CFD and forex traders, The5ers is the relevant choice; MFFU doesn't offer those markets. For US futures day traders, MFFU has the wider plan range, one-time fees and $0 activation. The5ers Futures is worth a look if you like its scaling approach, but its official page leaves some details unclear. Read the full The5ers review and My Funded Futures review.

Common questions

Can I trade futures at The5ers?

Yes. The5ers runs Day Trade and Swing futures programs at $25K and $50K, on BlackArrow. Its main CFD programs stay on MT5.

Which has no daily loss limit?

MFFU's Rapid, Rapid EOD, Pro and Studio plans. The5ers' High Stakes, 2-Step, 1-Step and Hyper Growth plans all set one, from 3% to 5%. See daily loss limits explained.

Which pays out more often?

MFFU Rapid, with daily payouts. The5ers pays bi-weekly on its funded accounts.

Do either charge an activation fee?

MFFU charges $0 on every plan. The5ers' futures page lists no activation fee, and its CFD programs use one-time fees.

Related reading

• The5ers programs explained
• My Funded Futures plans compared
• Trailing vs static drawdown
• Weekend and overnight holding rules

Prices and rules were checked on each firm's official site on 3 November 2026. Confirm current terms on the firm's site before you buy. This is educational content, not financial advice; trading involves risk. FundedKings may earn a commission when you buy through our links, at no extra cost to you. See our affiliate disclosure.