FTMO vs Take Profit Trader: Forex/CFD vs Futures Compared

FTMO and Take Profit Trader (TPT) trade different markets. FTMO's Challenges cover forex and CFDs. TPT sells futures evaluations, called the Test, on a monthly subscription. Choose the market before the firm. Every price and rule here was checked on each firm's official pages on 3 November 2026.

Choose your market first

CFD accounts measure limits in percentages and allow swing trading during the evaluation. Futures accounts use dollar limits, set contract caps and close you out daily. Our guide to forex vs futures prop firms explains the trade-offs.

FTMO now also sells FTMO Futures, separate from its CFD Challenges. The FTMO Futures comparison table lists Growth plans at $119, $169 and $229 a month and Pro plans at $139, $199 and $269. Both use an end-of-day trailing drawdown, and neither has an activation fee. Read more in FTMO launches FTMO Futures. Below, we compare FTMO's CFD Challenges with TPT.

At a glance

FTMO

• Market: forex, indices, commodities, stocks and crypto CFDs.
• Billing: one-time fee in EUR.
• Programs: 1-Step and 2-Step, 10K to 200K.
• Drawdown: static (2-Step) or end-of-day trailing (1-Step).
• Split: 80% to 90%.

Take Profit Trader

• Market: CME futures.
• Billing: monthly Test subscription in USD, plus a one-time PRO activation fee.
• Programs: Test, then PRO and PRO+ funded accounts, 25K to 150K.
• Drawdown: end-of-day trailing in the Test, intraday trailing on PRO.
• Split: 80% on PRO, 90% on PRO+.

Prices

FTMO (one-time, EUR)

Per our rules database, verified against FTMO's site:

• 2-Step: €89 (10K), €250 (25K), €345 (50K), €540 (100K), €1,080 (200K).
• 1-Step: €79 (10K), €199 (25K), €319 (50K), €499 (100K), €999 (200K).

There are no recurring fees. The 2-Step fee is refunded when you request your first reward. FTMO's homepage was advertising 19% off the 100K Challenge.

Take Profit Trader (monthly, USD)

Per our rules database:

• Test: $150 (25K), $170 (50K), $245 (75K), $330 (100K), $360 (150K) a month.
• PRO activation: a one-time $130 fee, per TPT's homepage.

TPT's homepage was running an Early Black Friday sale with code NOFEE50, advertised as 50% off for life with the activation fee waived. Codes change, so check at checkout.

What this means: FTMO's cost is fixed once you buy. TPT's grows each month you stay in the Test. A 50K Test passed in month one costs $170 plus $130 activation without a code. Passed in month three, it costs $510 plus $130.

Profit targets and loss limits

FTMO

From FTMO's trading objectives:

• 2-Step: 10% then 5% targets, 5% Max Daily Loss, 10% Max Loss, 4 minimum trading days.
• 1-Step: 10% target, 3% Max Daily Loss, 10% Max Loss. For orders from 12 October 2026, your best day must not exceed 50% of total profit.
• No time limit.

Take Profit Trader Test

• Target: 6%, or $3,000 on 50K, per our rules database.
• Max drawdown: $2,000 on 50K and $3,000 on 100K, per our rules database.
• Daily loss limit: none. TPT's homepage shows the old limit struck through as removed.
• Consistency: your best day must be under 50% of total profit, per TPT's consistency rule. Breaking it delays a PRO account rather than failing the Test.
• Minimum days: the homepage says the fastest path is 3 trading days. The consistency help page mentions a 5-day minimum. Check with TPT before you plan around it.

Drawdown type

• FTMO 2-Step: static 10% floor that never moves.
• FTMO 1-Step: trails your highest end-of-day balance.
• TPT Test: end-of-day trailing, stopping at the starting balance, per our rules database.
• TPT PRO: intraday trailing. TPT's drawdown article says it follows your peak balance, including unrealized gains, and stops at the starting balance.
• TPT PRO+: end-of-day drawdown, per the homepage.

The switch to intraday trailing on PRO is a real change in risk. Our guide to end-of-day vs intraday trailing drawdown explains why.

Payouts and profit split

FTMO

• 90% on 1-Step. 80% by default on 2-Step, up to 90% via its Scaling Plan or Premium Programme.
• First claim from day 14 after your first funded trade.
• Typically paid 1 to 2 business days after invoice approval, per its withdrawal FAQ.

Take Profit Trader

• Split: 80/20 on PRO, 90/10 on PRO+.
• Timing: withdrawals from day one, with no maximum amount and no minimum profitable days.
• Speed: typically within one business day, via Plaid, PayPal or Wise.
• Buffer: on PRO, withdrawing from inside the buffer zone ends the account, per TPT's profit split article.

See prop firm payout rules explained for how buffers work.

Platforms and instruments

• FTMO: MT4, MT5, cTrader and TradingView, per its platforms FAQ. Forex, indices, commodities, stocks and crypto CFDs.
• TPT: NinjaTrader, TradingView and Tradovate on CQG data; R|Trader, Quantower and MotiveWave on Rithmic. TPT says it supports 15+ platforms. CME futures only.

Trading restrictions

FTMO

• No news or weekend limits in the Challenge and Verification.
• Funded Standard accounts block orders 2 minutes either side of selected news and bar holding through breaks over 2 hours.
• The Swing account has neither limit. EAs are allowed.

Take Profit Trader

• Futures trading runs from 6 PM to 5 PM Eastern. A position open after 5 PM ET fails the Test.
• No carrying positions from one day to the next.
• Funded accounts have news blackouts, per our rules database. Check TPT's rules for the current list.

Downsides of each

FTMO

• Higher upfront fees, priced in EUR.
• 1-Step fee is non-refundable and its floor trails.
• 80% default split on the 2-Step.
• Standard funded accounts restrict news and weekend holding.

Take Profit Trader

• The Test rebills monthly until you pass or cancel.
• A $130 PRO activation fee without a code.
• PRO switches to intraday trailing drawdown at an 80% split.
• Official pages disagree on minimum trading days.

Who each suits

• FTMO may suit you if you trade forex or CFDs, hold positions overnight, and want a fixed, refundable 2-Step fee.
• TPT may suit you if you day-trade futures, expect to pass quickly, and want withdrawals from the first day funded.

Our FTMO review and Take Profit Trader review cover each firm in full.

Verdict

Choose the market first. FTMO suits CFD traders who want wide percentage limits and a one-off fee. TPT suits futures day traders who value fast, uncapped withdrawals and can handle intraday trailing on PRO. A slow TPT pass costs more each month. If you want futures but prefer FTMO, compare FTMO Futures as well.

Common questions

Is Take Profit Trader cheaper than FTMO?

It depends on speed. TPT's 50K Test is $170 a month plus $130 activation. FTMO's 2-Step 50K is €345 once and refunded with your first reward. Several months at TPT can cost more.

Does the TPT Test have a daily loss limit?

No. TPT's homepage shows the daily limit as removed. FTMO has one on both Challenges.

Which has the higher split?

Both reach 90%. FTMO pays 90% on the 1-Step. TPT pays 90% on PRO+ and 80% on PRO.

Can I hold trades overnight?

At FTMO, yes during the evaluation and on Swing accounts. At TPT, no.

Related reading

• Take Profit Trader Rules Explained: Test, PRO and PRO+
• FTMO Challenge Rules Explained (1-Step and 2-Step)
• Topstep vs Take Profit Trader
• Prop Firm Activation Fees Explained: Monthly vs One-Time Pricing

Prices and rules were checked on FTMO's and Take Profit Trader's official sites on 3 November 2026 and can change. Confirm current terms on each firm's site before you buy. FundedKings may earn a commission if you buy through links on this page, at no extra cost to you. See our affiliate disclosure. This is educational content, not financial advice. Trading involves risk.